How Do I Cover My Medical Expenses After An Accident?

One of the biggest questions people ask themselves following an accident is, “Who will cover my medical expenses after an accident?” The answer to that question depends on a number of different factors such as the terms of your auto insurance policy or your health insurance policy. The sad truth is that insurance policies rarely cover the full extent of your damages and you may find yourself on the hook for tens of thousands of dollars in medical expenses.

At Dallas W. Hartman, P.C., our Pittsburgh injury lawyers have extensive experience helping injured victims pursue the financial compensation they deserve following an accident. We will help you explore your options so you can receive the financial assistance you need during this difficult time.

Will My Insurance Provider Pay My Medical Bills?

Many people have numerous insurance policies. Whether one policy will cover your medical bills depends on the type of accident you were involved in. If you were hurt in a
car accident, your automobile insurance policy may provide medical payments coverage. However, there is usually a limit to how much your insurance carrier is willing to pay out. If you have health insurance, either through your employer or through other means, medical treatments may also be covered up to a certain limit.

If you were injured in a workplace accident, workers’ compensation will likely cover the cost of some medical treatments, as well as a percentage of your lost wages. Because everyone’s policies and the circumstances of their accidents vary so widely, it is important to get legal advice to determine where to go next.

How We Can Help

Our attorneys understand how to help injured victims get the full and fair compensation they need to cover current and future medical expenses, as well as to pursue damages for pain and suffering, and other losses.

We understand how to negotiate with insurance companies, and we will not recommend taking a settlement offer unless we feel that it is in your best interests. If your accident was the result of negligence such as in the case of a reckless driver or if there was a manufacturing flaw in a product you were using, we can help hold the negligent actor(s) accountable. We are committed to helping you recover everything you deserve when you have suffered a serious injury.

Contact Our Personal Injury Lawyers

Do not assume that your options for financial recovery are limited by the terms of your insurance policy. We can help you determine what other avenues may be available. Contact us online or call 1-800-777-4081 to schedule a free initial consultation to discuss your case.